Count the tabs a one-person business keeps open on invoice day: a proposal tool, a contract template, an invoicing app, a spreadsheet that remembers which client owes what, and somewhere a folder of half-finished onboarding emails. Each one is cheap on its own. Together they are a monthly bill, five logins and a lot of copy-pasting between them.
Moxie is one of the platforms that tries to collapse those tabs into one. This review does not score its interface or tell you it “streamlines your workflow”. It does something narrower: it reads what Moxie publishes about its plans on 26 October 2026, turns that into a yearly cost, and tells you which kind of freelancer should start the 14-day trial and which should walk past.
Prices read on 26 October 2026 from Moxie’s own pricing page. Starter $12 a month ($10 a month billed $120 yearly), Pro $25 a month ($20 a month billed $240 yearly), Teams $40 a month ($32 a month billed $385 yearly). The page offers a 14-day free trial. Vendors change plans without notice, so check the page before you pay.
What Moxie says it replaces
According to the plan descriptions, even the entry plan covers a lot of ground: client management, project management, invoicing and payments, proposals, quotes and contracts, time tracking, a sales pipeline, basic accounting, a custom form builder, meeting schedulers, a combined calendar and inbox, and an AI assistant. That is the whole front-to-back chain of a solo service business: someone enquires, you send a proposal, they sign, you do the work, you track the hours, you invoice.
The appeal is not any single feature. It is that the proposal turns into a project and the project turns into an invoice without you re-typing the client’s name three times. If you have ever built that chain yourself from separate tools, you know that the glue work is where the hours go. Our guide to what to build first in a client onboarding process walks through those handoffs one by one; Moxie’s pitch is that the software owns them for you.
The plans side by side
| Plan | Monthly | Billed yearly (per month) | Yearly total | What the page adds |
|---|---|---|---|---|
| Starter | $12 | $10 | $120 | Clients, projects, invoicing and payments, proposals and contracts, time tracking, pipeline, basic accounting, forms, schedulers, AI assistant |
| Pro | $25 | $20 | $240 | Custom domain, white-labelled client portal, support ticketing, workflow automations, API integrations (Zapier, Make, webhooks), QuickBooks integration, unlimited project collaborators |
| Teams | $40 | $32 | $385 | Everything in Pro, up to five team members, an extra phone line, expanded support |
Two readings of that table matter more than the rest. First, the client portal is listed under Pro, not Starter. If a branded place where clients log in is the reason you are shopping for an all-in-one, the real entry price is $20 a month billed yearly, not $10. Second, the yearly discount is not trivial: by our arithmetic, paying monthly costs $144 a year on Starter instead of $120, $300 instead of $240 on Pro, and $480 instead of $385 on Teams.
The $120-a-year question
The honest way to price an all-in-one is to subtract what it lets you cancel. Moxie Starter on annual billing is $120 a year. So the test is simple: add up what you pay today, per year, for the proposal tool, the invoicing tool and any time tracker or scheduler you would drop. If that total is well under $120, Moxie is a convenience purchase, not a saving. If it is well over, the saving is real, and it grows if you were also paying for a CRM you barely open.
Our comparison of proposal software priced per send shows how quickly dedicated proposal tools climb once you need more than a handful of sends a month, and the roundup of invoicing software and when paying beats free shows that invoicing alone can cost nothing until your client count grows. Moxie only wins the arithmetic if you currently pay for at least two of those jobs.
Jumping to Pro changes the maths by $120 a year on annual billing ($240 against $120). That is the price of the portal, the automations and the QuickBooks link. Pay it only if a client will actually use the portal; a client who answers by email and never logs in is not worth $10 a month to you.
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What the pricing page does not tell you
This is where a review earns its keep. On the page we read, several answers a buyer needs are missing:
- Limits. The page states no cap on clients, projects, proposals, contracts or invoices. That may mean there are none, or only that they are not advertised. Ask support or read the help centre before you migrate.
- Payment processing fees. “Invoicing and payments” is listed, but the page does not say which processors are supported or what they charge. A processor’s cut can matter more than the subscription once you invoice every month.
- Depth of the accounting. It is called “basic accounting”. If you have an accountant who wants clean exports, test that export during the trial instead of assuming.
- Trial terms. The page says “Try Moxie free for 14 days” but does not state whether a card is needed or what happens on day 15.
None of these is a reason to avoid the tool. They are the four things to settle in your first week, which is the sensible use of a 14-day trial.
Where an all-in-one quietly costs you
Bundles have a hidden price: you adopt the vendor’s version of every job, including the ones you do well elsewhere. If you already have proposal templates that win work, you may find Moxie’s editor a step backwards. The same logic applies to the sibling comparison Dubsado vs HoneyBook: platforms in this category lock in your clients, templates and history, so moving later costs a weekend you will not enjoy.
What do other users report? On 26 October 2026 Moxie’s Trustpilot profile showed a 4.7 TrustScore from 545 reviews, 89% of them five-star. The praise on the first page of reviews centred on ease of use, support and value for solo operators. The criticism was specific rather than vague: one reviewer left because there are no task dependencies or durations, another said automations work mainly with pipelines, and a one-star review about an outdated Android app ended in a refund. Treat that as a sample, not a verdict, since we read only the first page and the company notes that some reviews belong to a different business of the same name. It does tell you where to probe: if you manage multi-step projects with dependencies, test that first.
That is the argument for starting small. Run one real client through the whole chain during the trial, from proposal to paid invoice, and export your data once to see what comes out. A tool you can leave is a tool you can safely adopt.
Who Moxie suits, and who should walk past
It suits you if you sell services to a handful of clients at a time, currently pay for two or three separate tools, and lose time re-entering the same details. It also suits the freelancer who wants proposals, contracts and invoices to share one record because they keep sending the wrong version of a quote.
Walk past if you only invoice (a free invoicing app will do), if your clients live in their own project tool and refuse to log in to yours, or if you need a documented, deep accounting system rather than “basic” bookkeeping. Walk past, too, if the only feature you want is e-signature on a contract; that is a smaller purchase than a platform.
Our position: Moxie Starter is the better-value starting point for most solo service providers, because $120 a year is a low bar to clear if it replaces two subscriptions. Pro is worth it only with a concrete reason, such as a client who will use the portal or an accountant who works in QuickBooks. Teams is for a different buyer, not a lone freelancer.
Before you start the 14 days
Set a small test so the trial does not slip away. Write down the three tools you would cancel and their yearly cost. Import or create one real client. Send a proposal, get it accepted, log some time and issue one invoice. Then export your data and read the file. If that chain feels shorter than your current one, keep the plan on annual billing; if it does not, you have lost nothing but an afternoon.
For the other half of the stack, the same trial logic applies to any tool you consider. A related guide, our proposals, contracts and CRM category, collects the rest of the options.
Sources
- Moxie pricing page, plans, prices and trial offer, read 26 October 2026.
- Moxie blog: which plan is right for me, plan positioning (page shows “Last updated: Feb 21, 2025”), read 26 October 2026.
- Moxie on Trustpilot, TrustScore, review count and first-page themes, read 26 October 2026.
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